![]() Optional Income: Alimony, child support or separate maintenance income doesn’t need to be included, unless you want it to be considered.If you are 21 or over, you may also include somebody else’s income that is regularly used to pay your expenses. Shared income, which is money from somebody else that is regularly deposited into your individual account or into a joint account that person shares with you.Personal income, which is income you have earned, including full-time, part-time, or seasonal jobs, self-employment, interest or dividends, retirement and public assistance.This is known as “accessible income” and you can read more about it here.Ĭapital One is very transparent about accessible income and here is what they state you can include: Yet, many people are not aware of how they can include income from other people in order to increase their approval odds. Income is one of the biggest factors when it comes to credit limit increases. Tip: Use the app WalletFlo to give you auto-reminders of when to request credit limit increases! If you haven’t signed up for paperless documents, you’ll receive a letter via mail within seven to ten days of your request.Īlso, note in some cases (usually not common) you might have to send in your information for verification and that can add another seven to ten days to the process. If your application goes under manual review and you’ve signed up for paperless documents, you’ll receive a letter in the Online Document Center (ODC) in three to five days. Once you follow that link, click on the link shown below and you will be prompted to sign in to your Capital One account and input the details discussed further below.Īfter submitting your details, you might receive a decision immediately or your application might go under manual review. You can request a Capital One credit line increase online by going here. How to request a Capital One credit line increase ![]()
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